Regulatory Information by State for Group Prepaid Vision Only Plans

Group prepaid vision plans are underwritten in different states by different companies which were formed and licensed on different dates. Because each company is a separate legal entity, unless otherwise stated, funding to provide the prepaid vision services comes only from the company that provides or underwrites the prepaid vision services in that state. Unless otherwise specified, all statements on this web site are intended to refer to Spectera, Inc.

Spectera, Inc. provides prepaid vision coverage in Alabama, Alaska, Delaware, District of Columbia, Georgia, Hawaii, Kansas, Louisiana, Missouri, Montana, New Jersey, Rhode Island, South Carolina, and Wyoming.

Spectera, Inc. administers prepaid vision care underwritten by American General Life Insurance Company in the State of Pennsylvania (referred to as American General of Pennsylvania) in Arizona, Arkansas, Colorado, Connecticut, Idaho, Illinois, Iowa, Kentucky, Massachusetts, Michigan, Minnesota, Mississippi, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Utah, Vermont, Washington, West Virginia, and Wisconsin.

In California, prepaid vision coverage may be obtained from either Spectera Vision Services of California, Inc. or American General of Pennsylvania.

Spectera Vision Services of Florida, Inc., A Prepaid Limited Health Services Organization licensed under Chapter 636 provides prepaid vision services in Florida.

Spectera Insurance Company provides prepaid vision services in Maryland.

Spectera Insurance Company, Inc. provides prepaid vision services in Texas.

Spectera Vision, Inc. provides prepaid vision services in Virginia and Indiana through the following policies: gk-cmb-svi.400, gk-stor-cmb-svi.400, gk-svi.400, gk-stor-svi.400, gk-stor-svi.200, gk-stor-svi.200, gk-stor-cmb-svi.1299, gk-stor-svi.1299, gk-cmb-svi.1299, and gk-svi.1299.

Prepaid vision services in all states are provided only on a group basis. Vision coverage is provided only for a vision examination and a pair of eyeglasses or (at the client's option) a set of contact lenses in lieu of eyeglasses every 12 or 24 months. Co-payments may be required, depending on the options chosen. Some eyeglasses, eyeglass lenses, lens options, or contacts may not be covered or may be partially covered, depending on the options chosen. No medical benefits are provided. Benefits vary with the options chosen and costs vary with the benefit options chosen.

Relationship of Companies

American General of Pennsylvania is not affiliated with Spectera, Inc.

Spectera Vision Services of California, Inc., Spectera Insurance Company, Spectera Insurance Company, Inc., Spectera Vision Services of Florida, Inc., and Spectera Vision, Inc. are wholly-owned subsidiaries of Spectera, Inc.